home loans

I am about to gain a $13000 debt in student loans. In about 6 months we are applying for a home loan. Will that student loan be applied to my debt to owe ratio? Will it be a factor when applying for a home loan?

Categories : house loans
Comments (3)
mortgage

Can somone show me how to calculate a mortgage payment

like for example

what is the monthly payment on a $200,000 mortgage at 6% interest over 25 years?
Can somone show me how to calculate a mortgage payment

like for example

what is the monthly payment on a $200,000 mortgage at 6% interest over 25 years?

I need to know how to do the mathematical calculations, don’t just give me the anwser.

Categories : house loans
Comments (6)
mortgage rates

“Imagine you want to arrange a mortgage on your first house purchase. You need $200,000.00 Find the best rates and terms available from three different type of lenders such as a mortgage broker a major bank and a banking company such as president choice. Describe the advantages and disadvantages of each and choose the best one.”

Categories : house mortgage
Comments (4)
mortgage rates

We are thinking about buying a house, and I just want to know if we have enough for a 10% down payment, decent income, and a great credit score ; can we expect to get below the average mortgage rates that are listed online? Thanks.

We will be get pre-approval before we decide to go house shopping, but I am just wondering this right now.

Categories : house mortgage
Comments (1)
rent my house

I have two houses for renting in Beijing for people who want to watch The Olympic Games 2008.Are there some people or you friends want to rent? Or who can tell me where can i supply my information to the websit.

Categories : rent house
Comments (3)
quick house sale

I can’t afford my mortgage payments any longer due to my financial difficulties. I don’t have any late payments yet. Didn’t get any favorable answer from bank…property is not worth what is still owed on it…my friend said I have go for a quick sale…. I don’t know how it works… how do I go for quick sale. What are the first steps, I have to take…

Categories : sell house
Comments (5)
rent family house

We are a family of 3 seeking to rent a house for a year while we build our credit back up. Maybe a buy after a year of living there if we like the area, schools, neighbors, etc?
We have 11 yrs of employment with UPS, great references, but bad credit. We can afford 1200-1350 a month for the rent. We are seeking to move within 2 weeks.
We are thinking about the following areas:
Batavia, Goshen, Maineville, Fairfield…
If you have a property you need to rent out, and the renters do not need good credit,they just need to pay their rent on time, and be good tenants…please respond.
Thank you

Categories : rent house
Comments (1)
mortgage

I have two homes with the same mortgage co. One I can’t afford and the other I can. The one I can afford has a little equity. Can they force me to sell it if I go into foreclosure?

Categories : house loans
Comments (5)
mortgage problems

The big problem seems to be people defaulting on their mortgage loans, which leads to foreclosure and losses for the banks.
What if the banks offered to take 20% of the mortgage amount and put it in a non-interest accruring loan account, base mortgage payments on the 80% balance at high interest rate, allow the home owner to make optional payments to pay down the 20% to qualify for lower interests rates on the 80% mortgage, would this be helpful in keeping these mortgages viable?
Would this help in avoiding a taxpayer bailout of the financial system?

Categories : house mortgage
Comments (6)
rent big house

I want to buy a property in the metro area of Detroit, Michigan to rent it out.
Houses and condos sell for less than $10,000.
Houses are bigger, need more maintenance from my side, and there is less surveilance.
Condos are smaller, need less maintenance from my side but they have association fees.
So what is better?

Categories : rent house
Comments (2)

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